Do you need money fast and without complications? Ibercredito then is for you, this company offers you microloans instantly.
With Ibercrédito.es you can request your credit easily and in a few steps, that’s why your money will be just a click away.
Ibercrédito opinions are positive, since the company has a large number of satisfied customers, and you can consult some of them on your page.
In this article we tell you about this company and why it is one of the best options in the financial market for personal loans.
What is Ibercrédito?
Ibercrédito loans provide a solution to many specific needs that may arise, facilitating the procedures performed when applying for a loan, depositing the money you need directly into your bank account.
The loans granted by this financial institution are supported by Sociedad Ibercrédito SL, based in Madrid. Guaranteeing you the greatest responsibility and security at the time of the request and granting of the loans.
With Ibercredito.es you will be able to obtain a solution to your capital needs in the short term and also cover unforeseen expenses or any need that arises without the delays of traditional banking procedures.
Advantages of Ibercrédito.es
Once you use Ibercrédito fast you will realize its multiple advantages:
- With Ibercrédito you can choose the amount according to the established ranges, as well as the term in which you will return the money, choosing between seven and thirty days.
- The money will be deposited in your account in a matter of minutes.
- Ibercrédito.es offers you facilities when returning the money, either through a transfer, with your credit card or by scheduling the day of the return, which gives you the convenience of not stressing out the payments.
- You can request an extension if you can not return the money within the stipulated time.
- With this company you have multiple means of communication in case you need to ask any questions or communicate for a mishap.
- You do not need endorsements or have a guarantor.
- Loans are accepted from clients who are in ASNEF or other delinquency files.
The Ibercrédito opinions assure you that this company offers the best mini-loans and with the best payment facilities.
Requirements of Ibercrédito
If you already have Ibercrédito accounts you will know its great facilities, but if it is not so then here we tell you what are the requirements that are asked at the time of requesting a loan. These are the following:
- Be over 21 years of age
- Be the holder of a bank account.
- Own a mobile phone.
- Own an email
- Be a Spanish resident with your ID or NIE. As you will see with Ibercrédito.es it is very easy to ask for your credit, since the requirements that you request are basic.
Surely you wonder if Ibercredito accepts ASNEF, the answer is yes. In this sense, you can request your loan even when you are in a delinquency file.
With Iber Credit, you will not have this limitation that occurs when you ask for a loan to a bank.
How does Ibercrédito.es work?
The Ibercrédito page makes it easier for you to apply for your loan, since its design is intuitive and in a few steps you can complete the process.
Likewise, Ibercredito customers enjoy a maximum of 800 euros in their loan, this is one of the advantages of their lenders.
The amounts and terms are at your free choice, being able to choose between 7 and 30 days to return the loan. The minicréditos of this entity vary from 50 euros to a maximum of 300 euros for new customers.
How to request an Ibercredito loan? It is very easy to do it, you just have to follow these simple steps:
- Choose the amount and the term in which you will pay your loan.
- Fill in the form with your identification data, as well as personal, banking and complementary information.
- Confirm your data via email.
- The money will be deposited directly into your account.
It is very easy to apply for your mini loan, it will only take you a few minutes!
With Ibercrédito you enjoy competitive interests, which guarantees that you will not get into debt with unpayable sums. For example, if you ask for a loan for 270 euros you will have to pay 93.15 euros of interest for a total to be paid of 363.15 euros, which represents 34.5% interest.
You also have the Ibercrédito simulator which will make it easy for you to calculate the total amount, interest, as well as the payment term in which you will have to pay off the debt.
As you can see, calculating Ibercredito is very easy, you just put the amount and term, the rest does the page. There are no small letters or tricks, you know what you have to pay.
Return loan Ibercredito
To return your Ibercredito loans you can do it in a simple way through a simple transfer to any of the six banks indicated on the page. Also, you can do it through your credit card or by programming the transaction automatically.
With Ibercrédito in installments you can return the money within the period that makes you more comfortable according to your possibilities. Choosing the number of days that is most convenient for you at the time of the contract, regardless of the amount assigned to you.
The best thing is that you can enjoy your fast Ibercrédito money in just minutes and cancel it within a period of 7 to 30 days. If you perceive that you will not be able to return the money within the stipulated time, Iber Credit offers you the possibility of requesting an extension, it can be of 7, 15 or 30 days, for which you will be added a 0.8% interest on the borrowed amount.
Also, if you want to cancel your loan before the stipulated date, you can do it without adding an additional cost, as happens with other lenders.
If you need to contact the Ibercrédito company you can do it using their information channels, this is totally free.
Likewise, accounts with Ibercrédito: clients area from where you can easily request your loan and also communicate directly with the company without sending emails or making phone calls, which makes it even easier for you to obtain qualified advice. In addition, you can also pay your loan, change your personal information and check your credit. To access your customer area you just have to enter your ID or NIE and your password
Ibercrédito’s hours for customer service are from Monday to Friday from 9:30 in the morning to 6:30 in the afternoon. As you will see, his schedule is very flexible.
You can contact the lender through your Ibercrédito phone, which is: 902 099 839. With the Ibercrédito phone you can talk to their operators and thus clarify all your doubts.
Is Ibercredit reliable?
You will wonder if Ibercrédito scams its customers, the answer is no. This is guaranteed by its large number of satisfied customers.